I have been in the mortgage  business for 23 years and that is backed by my law degree in residential real estate. The key to this business is the ability to collect complete files and obtain approval of the loan on the first submission. There are many nuances to this business which need to be overcome and with my background and experience I have been able to overcome them. My new focus in this business, aside from traditional products, is in the area of 3-D printing which I hope to make people aware of this new niche in the mortgage industry